If you’ve recently bought a home, you may have been approached by a home warranty company offering to cover the costs of future home repairs for a small fee.  Is this worth the trouble? The answer is:  it depends. What is a Home Warranty? First, let’s discuss what a home warranty is.  Simply put, it’s [...]

If you just bought a house, don’t be surprised if your lender sends you an invitation to a mortgage prepayment plan.  For a setup fee and a monthly processing fee – usually around $300 and $5, respectively– your lender sets you up on a new payment scheduled designed to pay off your mortgage faster. Should [...]

I remember my first computer. My father brought it home from work. It was from some company named IBM. I had never heard of them and for that matter, I had never heard of a home computer. I saw pictures of computers that were the size of small homes and I was excited at the [...]

I love a good ball game. Here in town, we have a local baseball team. It’s not a professional team but the games are always sold out. Even season tickets aren’t available. There’s a waiting list that reportedly stretches years in to the future, so I’m told. Still, I can normally get my hands on [...]

The sluggish economy is certainly affecting a lot of people these days, and if it’s not affecting you directly, you’re probably cutting back a bit on spending just to be on the safe side…good for you. Nonetheless, we can’t stop shopping completely…we have things we need that just can’t wait. So how do we save [...]