If the recession has left you struggling to make your mortgage and credit card payments, you may have seen ads from companies promising to help you out.  The promise of being debt-free is tempting, but some unscrupulous companies will take your money and still leave you deep in debt.  How do you know which companies [...]

The economy has been brutal, and you may have built up debts you can’t pay.  Or, your identity may have been stolen, and now ambitious debt collectors are looking to you to pay for someone else’s bad behavior.  Media reports suggest that debt collectors have become overzealous, and are using unprecedented tactics to get you [...]