Customers of popular arts-and-crafts retailer Michaels recently learned that they got something extra with their purchases:  debit card fraud.  Authorities say that debit card readers in 80 Michaels stores in 20 states were surreptitiously outfitted with skimming devices, designed to read card and personal identification numbers, or PINs.  The fraud occurred between February and early May [...]

You’re working hard and doing everything you’re supposed to do, but with finance charges in the hundreds of dollars each month, you just can’t seem to get ahead of your credit cards.  You’re not alone.  Credit card issuers are working harder than ever to get your money.  But you don’t have to accept outrageous interest [...]