The sluggish economy is certainly affecting a lot of people these days, and if it’s not affecting you directly, you’re probably cutting back a bit on spending just to be on the safe side…good for you. Nonetheless, we can’t stop shopping completely…we have things we need that just can’t wait. So how do we save [...]

The difference between marginal and average tax rates is a fairly important concept for all tax payers to better understand the way the government gets paid. You’ve probably heard both terms, but maybe never knew what they were. Well, let’s fix that.

A recent accounting error resulted in my checking account being overdrawn by $250 and me being charged $245 in overdraft fees as a result. Here’s why.
Large to Small Transaction Processing
Many banks these days, in an effort to extract as much money as humanly possible from their customers, have begun processing checking account transactions in order [...]

We’ve had a feature request for the Debt Free Calculator we released yesterday and we’ve updated the calculator to address the issue. Here’s the request.
“I was using that calculator you released yesterday and, while I think it’s a great tool, I’m wondering if I might offer a suggestion. On the amortization schedules, having some kind [...]

The average American has over $8,0001 in credit card debt alone; add to that car payments, mortgages, and whatever else you can charge these days, and becoming debt free on the average American salary of around $48,0002 seems like an impossible task. Most Americans are looking at the possibility of never getting out of debt [...]

With the holiday season upon us, we thought we’d take a break from the traditional mortgage-related tips and tricks and delve into something that may be all too common this holiday season. No payments and no interest for [insert time frame here].
You’ve probably seen those offers for no payments and no interest for 24 months [...]

I was working with a client a while back who brought up a question that a lot of people ask me and it’s one of the most common questions I get asked. This particular client was interested in paying off his home early and wanted to go over some of the ways that he could [...]

In our last article I showed you how to prioritize your bills if times are tough and money’s tight. In this installment we’re going to cover what is, in my opinion, a major financial blunder, relying on someone else for your income.
What would you do if, tomorrow, your company announces it’s closing its doors? Are [...]

I just saw a preview of a special on CNBC that will air April 21st, at 9pm (that’s 12am for you east-coasters). It’s called The Millionaire Inside and features interviews with Erin Burnett, David Bach, Barbara Corcoran, Phil Town, and Laura Langemeier. Don’t know who these people are? Don’t feel bad, I didn’t have a [...]

Everyone’s heard the adage that if you want to be successful, surround yourself with successful people. Well, I don’t know about you, but there aren’t that many people out there who are as successful as I want to be. There just aren’t that many Bill Gates’ or Donald Trumps’ out there. Luckily, reading books about success is the next best thing to being surrounding by billionaires. So, here’s a list of books that I’ve used to feed my mind.