Recent Articles

Behind The Wall - An Insider’s View Of The Mortgage Process

written by John Crenshaw

Ok, if you’ve ever refinanced, you’ve probably wondered at some point just what the hell goes on between the time you complete an application and the time your loan funds. I mean, if you’ve had a half-way decent loan officer, he or she has probably given you a little insight, but nowhere near what I’m [...]

Top 3 Reasons Mortgage Rate Shopping Will Cause You Grief

written by John Crenshaw

Because both lenders and brokers will lie to you.
Because Interest Rates Change Every Day, Sometimes Several Times A Day.
Because You Really Don’t Know Who You’re Talking To.

Rate Shopping - The Story of The Too Low FICO

written by John Crenshaw

It’s true, rate shopping can hurt your credit score. “But why should I be penalized for being a sophisticated investor trying to find the best deal?” Well, the short answer is you won’t be; the long answer is you will. Ok, that wasn’t so long, but keep reading.