Millions of people around the world have felt the pinch of the economic downturn. As unemployment rises, more and more people find themselves without a job. Many of those people find also their financial health quickly deteriorating.
This economic cycle has played out many times throughout our history. Unfortunately, the economy often improves faster than the [...]

What is the most commonly misunderstood aspect of every American’s life? I’ll give you a hint, it’s not the opposite sex; it’s their credit report. And rightfully so, the credit bureaus don’t exactly make their modus operandi public. In fact, the actual formulas used to calculate your credit report are closely guarded secrets of each [...]

Your credit score is determined on a variety of factors. The pie chart below is from Fair Isaac Corp., and it lays out the basic weighting system used to determine the score. So, what, exactly can you do to improve your score? The answer to that isn’t as straightforward as you may think.
Quick Fixes
First, pay [...]